DATA USAGE & ATTRIBUTION POLICY

Trendline Finder Effective Date: May 19, 2026 Last Updated: May 19, 2026

1. PURPOSE OF THIS POLICY

This policy discloses all data sources used in Trendline Finder, explains how data is used, and describes compliance with data licensing requirements.

By using Trendline Finder, you acknowledge that you understand the data sources and limitations described in this policy.

2. PRIMARY DATA SOURCE: MASSIVE (POLYGON.IO)

2.1 Overview

Primary Data Provider: Massive, Inc. (formerly Polygon.io) Data Type: U.S. Stock Market Data Update Frequency: Every 1 minute (after 15-minute delay) Data Delay: 15 minutes from real-time market data Coverage: NYSE, Nasdaq, and other U.S. stock exchanges

2.2 What Data We Receive from Massive

From Massive (Polygon), Trendline Finder receives:

Stock prices (open, high, low, close)
Trading volume
Price changes and percentage changes
Pre-market and after-hours data
Historical price data
Corporate actions (splits, dividends) and adjustments
Exchange and ticker information
Stock metadata (company names, sectors, etc.)

2.3 15-Minute Delay Requirement

Important: All data from Massive (Polygon) is subject to a 15-minute delay:

Prices displayed are 15 minutes behind real-time market prices
Volume data may also be delayed
Technical indicators are calculated from delayed data
Trendlines are based on delayed price data
This delay may result in significant discrepancies with actual market prices

You cannot rely on this data for real-time trading decisions.

2.4 Our Compliance with Massive (Polygon)

Trendline Finder complies with Massive (Polygon) terms and conditions by:

Implementing the required 15-minute data delay
Not redistributing raw data to third parties
Displaying data only to paying Trendline Finder subscribers
Using data only for the stated purpose (stock analysis visualization)
Not using data for high-frequency trading or algorithmic trading

2.5 Massive (Polygon) Data Accuracy

Massive (Polygon) provides data "as-is" and makes no warranty regarding accuracy.

Data may contain errors or omissions
Corporate actions adjustments may be delayed
Historical data may be revised
Massive (Polygon) is not liable for data errors
Trendline Finder is not liable for Massive (Polygon) data errors

For information about Massive (Polygon) data, visit:

Website: https://polygon.io/
Privacy Policy: https://polygon.io/privacy

3. HOW WE USE STOCK MARKET DATA

3.1 Permitted Uses

We use Massive (Polygon) stock data to:

Display stock prices and charts
Calculate technical indicators
Draw trendlines and support/resistance levels
Show price history and historical charts
Provide basic stock information
Create visualizations for user analysis
Display user watchlists and stock selections

3.2 Prohibited Uses

We do NOT use stock data for:

Algorithmic trading or trading bots
High-frequency trading systems
Direct automated trading
Selling or reselling raw data
Creating competing data products
Unlicensed financial advisory services
Market manipulation
Any illegal purpose

3.3 Data Licensing Compliance

Important: Trendline Finder operates under a commercial data license from Massive (Polygon) that permits:

Non-display use of 15-minute delayed data
Distribution to paying subscribers
Educational and informational use
Technical analysis visualization

This license does NOT permit:

Real-time data use
Free unlimited distribution
Resale of raw data
API-level access to subscribers
Bulk data downloads
Commercial use beyond our platform

4. THIRD-PARTY SERVICE PROVIDERS & DATA

4.1 Payment Processing

Provider: Stripe, Inc. Data Shared: Name, email, billing address, transaction information Purpose: Processing subscription payments Privacy Policy: https://stripe.com/privacy Terms: https://stripe.com/ssa

4.2 Cloud Hosting & Storage

Provider: Railway Data Stored: All user accounts, watchlists, and application data Purpose: Storing and serving Trendline Finder Privacy Policy: https://railway.com/legal/privacy Terms of Service: https://railway.com/legal/terms Data Protection Agreement: https://railway.com/legal/dpa

4.3 Email & Communication

Provider: Mailgun Data Shared: User email addresses and account notifications Purpose: Sending transactional emails (password resets, confirmations, notifications) Privacy Policy: https://www.mailgun.com/privacy/ Terms of Service: https://www.mailgun.com/terms/

4.4 Potential Future Services

If Trendline Finder implements analytics or other services in the future, we will update this section with the service provider name, type of data shared, purpose of data use, and links to their privacy policies.

5. STOCK EXCHANGE DATA & ATTRIBUTION

5.1 Exchange Data Sources

Stock data displayed in Trendline Finder originates from:

New York Stock Exchange (NYSE)

Listing of stocks and corporate information
Historical trading data
Official exchange information
Terms: NYSE data subject to NYSE rules and regulations

NASDAQ

Listing of stocks and corporate information
Historical trading data
Official exchange information
Terms: Nasdaq data subject to Nasdaq rules and regulations

Other U.S. Exchanges

Data from various U.S. stock exchanges
Aggregated by Massive (Polygon)
Subject to respective exchange terms

5.2 Exchange Data Attribution

When applicable, Trendline Finder displays:

Stock exchange symbols (NYSE, Nasdaq)
Listed stock symbols
Exchange-provided company information

Important: The actual data provider is Massive (Polygon). We are not direct data licensees from the exchanges; we use licensed data through Massive (Polygon).

5.3 Exchange Data Terms

By using Trendline Finder, you acknowledge:

You are using stock exchange data under Massive (Polygon)'s commercial license
The actual terms are set by the exchanges, not by us
Stock exchange data may be subject to use restrictions
You cannot redistribute exchange data
Use is limited to personal analysis, not commercial purposes

6. PROPRIETARY CONTENT & ANALYSIS

6.1 Our Proprietary Content

Content created by Wicked RC LLC (not from third parties) includes:

User interface design
Trendline drawing algorithms
Chart visualization features
Technical indicator calculations
Platform functionality and features
Help documentation
Educational content

6.2 Usage Restrictions

You may not:

Copy, modify, or create derivative works of proprietary content
Reverse engineer our algorithms or code
Redistribute our features or analysis tools
Sell or license our content
Use for commercial purposes without permission

6.3 License Grant to Users

We grant you a limited license to:

View and use Trendline Finder for personal investment analysis
Create and save personal watchlists
View your own charts and trendlines
Share analysis only for educational purposes with permission

7. USER-GENERATED CONTENT & DATA

7.1 Your Watchlist Data

Data you create in Trendline Finder includes:

Stocks added to your watchlist
Trendlines you draw
Notes you create
Technical analysis customizations
Your preferences and settings

7.2 Your Data Ownership

You retain ownership of all user-generated data you create. We use your data to:

Store and retrieve it for your account
Improve the Service
Conduct aggregate analysis (anonymized)

7.3 No Selling of User Data

We do NOT:

Sell your personal data
Sell your watchlist data
Sell your trading activity
Share data with advertisers
Provide data to brokers or traders
Use your data for purposes other than operating the Service

8. THIRD-PARTY LOGOS & TRADEMARKS

8.1 Third-Party Intellectual Property

Trendline Finder may display:

NYSE logo and trademark
Nasdaq logo and trademark
Massive (Polygon) logo and branding
Company logos and information
Stock exchange symbols

8.2 Intellectual Property Rights

All logos, trademarks, and brands are owned by their respective companies:

NYSE is owned by New York Stock Exchange
Nasdaq is owned by Nasdaq, Inc.
Massive (Polygon) trademarks are owned by Massive, Inc.
Company logos are owned by respective companies

We do not claim ownership of these trademarks or logos.

8.3 Usage Rights

We display these trademarks and logos only for:

Informational purposes
Attribution and credit
User identification and reference
Educational purposes

Any other use of these trademarks requires permission from their owners.

9. DATA ACCURACY & DISCLAIMERS

9.1 Accuracy of Massive (Polygon) Data

We make NO warranty regarding the accuracy of data from Massive (Polygon).

Data may contain errors or omissions
Corporate actions adjustments may be delayed
Historical data may be revised
Splits and dividends may be processed with delays
Data availability is not guaranteed

9.2 Our Responsibility

While we verify data from Massive (Polygon), implement proper data handling, protect data integrity, and maintain data security, we are not responsible for data errors originating from Massive (Polygon), inaccuracies in source data, delays in corporate action processing, or third-party errors in original data.

9.3 Verification Recommended

Before making any trading decisions:

Verify prices through official exchange sources
Check your broker for current prices
Review company financial statements directly
Consult multiple data sources
Confirm all critical data with official sources

10. DATA LICENSING & COMPLIANCE

10.1 Licensing Status

Trendline Finder is properly licensed to distribute 15-minute delayed stock data from Massive (Polygon) to:

Paying subscribers only
Non-professional users
Users within the United States
For informational and educational purposes

10.2 Licensing Restrictions

Our license prohibits:

Providing real-time data
Providing data to unlimited users
Providing data to professional users
Redistributing raw data
Using data for algorithmic trading
Using data for any non-licensed purpose

10.3 Regulatory Compliance

Trendline Finder operates in compliance with:

Massive (Polygon) terms and conditions
Stock exchange data licensing rules
SEC regulations regarding unlicensed advisory services
FTC regulations regarding deceptive practices
State and federal securities laws

10.4 Professional User Definition

Important: If you are a "professional user" (defined as someone in the financial industry making trading decisions), you may need your own data license. Contact Massive (Polygon) directly for professional licensing options.

11. DATA RETENTION & DELETION

11.1 How Long We Keep Data

Stock Market Data: We do not retain historical raw data beyond what's needed to display current charts.

User Data: As described in our Privacy Policy:

We retain your account data while you subscribe
We delete your data 90 days after account deletion
We retain legally required records (tax, legal compliance)

11.2 Data Deletion

When you delete your Trendline Finder account:

Your watchlist and personal data are marked for deletion
Data is permanently deleted after 90 days
Aggregated analytics may be retained indefinitely
We comply with all data protection law deletion requests

12. SECURITY & DATA PROTECTION

12.1 Data Security Measures

We protect data through:

Encryption of data in transit (HTTPS/SSL)
Encryption of sensitive data at rest
Regular security audits
Access controls and authentication
Firewalls and intrusion detection
Regular security updates and patches

12.2 Third-Party Security

Third-party service providers maintain their own security measures. We vet service providers for security, require security agreements, and monitor for breaches or incidents.

However, we are not responsible for third-party security failures.

12.3 No Guarantee

No system is 100% secure. While we use industry-standard security, we cannot guarantee protection against all threats.

13. UPDATES TO DATA SOURCES

If Trendline Finder changes or adds data sources, we will update this policy, notify users of significant changes, maintain compliance with new data licensing terms, and ensure data quality standards.

14. CONTACT FOR DATA QUESTIONS

For questions about data sources or compliance, contact:

Wicked RC LLC, doing business as TrendLine Finder Email: Support@wickedrc.com Support: Feedback form on website (reviewed weekly)

For Massive (Polygon) specific questions:

Website: https://polygon.io/
Support: Visit the Massive/Polygon website for support contact options

15. ACKNOWLEDGMENT

By using Trendline Finder, you acknowledge:

☐ I understand that stock data is provided by Massive (Polygon)
☐ I understand data is delayed by 15 minutes
☐ I understand Trendline Finder is not liable for third-party data errors
☐ I understand my data is stored by third-party service providers
☐ I understand all third-party intellectual property rights
☐ I will not redistribute data or violate licensing terms
☐ I understand data restrictions and usage limitations

Last Updated: May 19, 2026 Effective Date: May 19, 2026

Disclaimer: TrendlineFinder is an educational research and charting tool, not a financial advisor. Content is for educational purposes only and is not investment advice. Trading involves risk. © 2026 Wicked RC LLC. · Terms · Privacy · Financial Disclaimer